Freeware: Budget

	Budget Master  License: Freeware
	Budget Master is a free personal budgeting program. You can use it to budget your personal finances and track your spendings. The program has graphs and reports to give you a visual representation of your budget. The program simply allows you to enter your paycheck information for each month. You can create categories and budget spendings for each of those categories. The program allows you to copy categories and paycheck information from the previous month so that you don't have to recreate them every month. The has graphs and charts to give you a visual representation of your budget. The program can even estimate what you should budget for each category based on your previous spendings. Budget Master it totally freeware. Author: Brad Wall| Date: 20-04-2006 | Size: 4760 KB
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	Basic Home Budget 2007  License: Freeware
	The Basic Home Budget spread sheet is an Excel spread sheet that offers the look and feel of a contemporary Ledger book while implementing the power of the PC to perform lighting fast financial calculations. The straightforwardness of the spread sheet places your assets at the top, expenses in the middle, and the summary at the bottom. Gone, are the cumbersome and hard to work with categories that seem to frustrate the mind. The 16 tabs at the bottom of the spread sheet organize an entire year into 12 individual months and more. Just simple list the names of each expense on the left hand side of the spread sheet and place the expected cost in the appropriate week/or weeks. The Basic Home Budget, unlike the Family Home Budget, doesn’t contain Christmas, lay-a-way, or a credit card section. See it first hand; download either the Basic Home Budget or the Family Home Budget today and try it for yourself. Save money NOW! The Basic Home Budget and the Family Home Budget for 2007 are FREE! Author: Bottom Line Budget| Date: 15-11-2005 | Size: 716 KB
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	Checkbook Ease Freeware  License: Freeware
	Checkbook Ease Freeware is a free checking account and household budget program.This free software has so many great features that make it easy to grasp and utilize. View the household budget and check your checkbook balance at the same time to make adjustments to household expenses. Compare your planned budget with your real budget and make corrections to your expenditure in the future. Here are some of the major features: envelope budget system, retirement planner, home purchase planner, college planner, split transactions into multiple budget categories, budget and account monthly summary with charts, user defined payee list, automatic check numbering, quick transaction search, register sorting, select registry view by date, archive accounts, select transaction entry order, quick budget category entry from a list of 100 categories, easy checkbook balancing, recall prior bank statements, extensive search capability, quick search, 20 color backgrounds with matching calculator and calendar, print accounts, budget and transactions, on screen help buttons, user manual. Checkbook Ease Freeware includes a free trial of the Premium Version with multiple accounts, transaction internet download, backup/restore data, import bank accounts, schedule transactions (auto entered or reminder), credit card debt reduction planner linked to budget, day planner, multiple calendars, notepad and picture viewer. Author: CheckbookEase| Date: 15-03-2008 | Size: 7117 KB
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	Budget Tracker  License: Freeware
	Budget Tracker is an easy to use program that will help you track and understand your monthly expenses. Each month you can enter in a number of specific monthly expenses including Rent/Mortgage, Utilities, Grocery, Entertainment, Phone, Medical, Clothing, and more. Each of these is tracked per month, but also a running average is kept for each expense over time. So you can see just how much you spend on average for specific items. Budget Tracker is designed to be easy to enter all your expense data. All the averages and monthly totals are on the main screen so you can get a quick view of your personal finances. Other data that is tracked includes an overall monthly average expenditure as well as the highest month and the lowest month. In the end, Budget Tracker's goal is to help you get a grip on where your money is going allowing you to better manage your finances. Author: Duck Software| Date: 05-07-2005 | Size: 524 KB
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	AlauxSoft Accounts and Budget Free  License: Freeware
	Accounts and Budget Free enables you to manage your personal finances quickly and easily. It supports all the features required for home or even small-business accounting.  Manage your expenses ordered by category.  Make report of transactions.  Make your budget and track the difference between actual and budgeted values.  Plan you periodic transactions.  Choose foreign currencies.  Simulate the evolution of your financial assets.  Check your financial status with statistics and graphics.  Print report of transactions and bank statements.  Search transactions.  Protect data with a password.  Import and export functions (CSV, QIF, OFX, OFC).    Translate the software yourself or use available languages (US, French, Italian, Danish...)    This software is friendly to use ! Author: Michel ALAUX| Date: 05-01-2008 | Size: 4572 KB
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	Finance Explorer  License: Freeware
	Personal finance software compatible with MS Money and Quicken downloads so you can download your transactions from almost any bank. Never have to type them in. Includes an intuitive budget. Handles and unlimited number of accounts including checking, saving, investment, cash, credit card and loan. Monthly view of transactions as well as net worth view. Download stock quotes from the web. Online tutorial and. To top it all off, a very user friendly interface. Author: Metalogic Software| Date: 16-07-2005 | Size: 947 KB
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	Abassis Finance Manager  License: Freeware
	Get to know where your money goes. Get Abassis Finance Manager! Abassis is a simple to use budget and finance manager. If you want to take control of your expenses and want a program easy to use, yet more powerful than a simple spreadsheet, Abassis is the right tool for you. All Abassis users enjoy free lifetime technical support and our unconditional 30 day money back guarantee! Get your FREE trial download today, and try it by yourself! Abassis features include: - Easy to use graphical interface - Flexibility by using XML to store data, any other XML supporting application can read - Support for most types of accounts and transactions - Month driven processing - Inspiring quotes about money and success Author: SmartMedia Informatica| Date: 12-03-2005 | Size: 2099 KB
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	Metalogic Finance Explorer  License: Freeware
	Personal finance software compatible with MS Money and Quicken downloads so you can download your transactions from almost any bank. Never have to type them in. Includes an intuitive budget. Handles and unlimited number of accounts including checking, saving, investment, cash, credit card and loan. Monthly view of transactions as well as net worth view. Download stock quotes from the web. Online tutorial and. To top it all off, a very user friendly interface. Author: Metalogic Software| Date: 03-08-2004 | Size: 927 KB
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	BS1 General Ledger  License: Freeware
	BS1 General Ledger tracks budget and actual financial data to produce financial statements such as an Income Statement and Balance Sheet, the Trial Balance report, and General Ledger (detail) report. Features include: - User-defined financial statements or automatic option. - Optional subaccounts for branch, division, etc. - Automatic reversing journal entries. - Year-end closing entries automatically generated. - GL account totals can be viewed on screen. - Drill-down to history and journal vouchers. - Export to MS Excel. - Multiple open periods and years option. - No period-end close required. - Multi-company. Sample data is provided and there is an optional Getting Started wizard to assist with entering initial live data. The wizard sets up common GL accounts which can later be changed, deleted, or added to. Customization and Delphi source code available for several databases. BS1 General Ledger is available separately or as part of: BS1 Accounting - AP, AR, GL, Inventory, Sales Analysis. BS1 Professional - Time Billing and Accounting. BS1 Enterprise - Accounting, Distribution and Manufacturing (optional). Author: Davis Business Systems Ltd.| Date: 11-09-2007 | Size: 1192 KB
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	Amortization Schedule Calculator  License: Freeware
	The Amortization Schedule Calculator at www.amortization-calc.com is a quick PHP script that will calculate the amortization, or loan repayment, schedule for your loan. Enter any loan amount, interest rate, mortgage time period, and start date, and you can view the loan amortization schedule by month or by year. The monthly view of the amortization schedule shows each monthly payment for the duration of the loan, including the principal amount, interest amount, and remaining balance after that payment is applied. The yearly amortization schedule displays the total interest and principal paid each year of the mortgage, as well as the remaining balance at the end of each year. Both the monthly and yearly screens display a summary of the loan, including total interest paid, total payments, and final payment date. The amortization calculator is a valuable tool for estimating the amount of loan you can afford. You can quickly adjust the loan amount until the monthly payments will fit comfortably into your budget, and can vary the interest rate to see the difference a better rate might make in the kind of home you can afford. And since the Amortization Calculator is online and free, you can figure out your own budget before you ever have to deal with a bank or mortgage broker. You can also add the Amortization Calculator to your web site. If you are a realtor or mortgage broker, or otherwise deal with loans on a regular basis, this is a great free tool to help give your site visitors a good idea of their budgets, help them understand how their amortization schedule will work, and let them know that you want them to have all the information and tools they need to make a good mortgage decision. Do note that the Amortization Schedule Calculator should be used only for estimation purposes, since its amortization calculations do not include taxes, PMI (Private Mortgage Insurance), or other escrow payments. Author: Amortization Solutions| Date: 12-12-2005 | Size: 110 KB
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	Home Bookkeeping Lite  License: Freeware
	You say you don't have the discipline to control your budgeting? You tried various paper planners and electronic spreadsheet programs just to give up after a few days? Don't panic! With Home Bookkeeping Lite, it's a snap! It's your chance to finally become a savvy spender and protect yourself from the danger of debt. Unlike the usual paper and electronic spreadsheets, Home Bookkeeping Lite from Keepsoft is your personal financial secretary and advisor. It won't let you forget about your budget. It will pop-up on schedule recording all your money transactions. After recording your bills, your credit card statements, your checkbook register and receipts for your groceries (and more), you will be able to start planning your budget, cutting your variable spending, and optimizing your fixed costs (by refinancing your mortgage, for example, to get a lower interest rate.) Home Bookkeeping Lite has all the necessary features to help you calculate and analyze your cash flows. A built-in reporting engine helps you to focus on various aspects of your budgeting. Author: KeepSoft| Date: 02-03-2007 | Size: 2431 KB
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	Personal Finances Lite  License: Freeware
	Personal Finances is an ultimate helper when your profits increase but no changes are seen in the standard of living. This problem is usually of paramount importance for graduating students with first working experience and nearly all families with limited home budgets. The smart tool will help you track all expenses and analyze the efficiency of using the family budget resources. The features which make Personal Finances unique in its category are total simplicity and clearness. You can see at once from the summary view the way your money was spent, total sum and percentage structure for categories, balance on accounts, as well as overall balance. There is no need to scrutinize the reports in order to analyze your financial condition. The program is supplied with ability of logging regular transactions automatically. Personal Finances has a user-friendly multilingual interface, scheduler, password protection and a very useful ability of adding expenses in one click. The application has a multi-base support and allows you to create an unlimited number of data bases. Detailed information on all transactions is available for any time period. Personal Finances excludes the mere possibility of transaction classification problems to occur. It has an unlimited number of sections, categories, subsections etc. Despite the number of currencies already supported the application allows users to add more currencies, stipulating the exchange rate. Personal Finances includes abilities of sorting by any field and grouping by transaction names. The program runs under Windows 95/98/ME/2000/XP/Vista and has multilingual User Interface (Czech, English, German, French, Dutch, Italian, Spanish, Danish, Russian, Swedish, Slovak, Hungarian, Portuguese, Estonian, Turkish). Author: Alzex| Date: 17-04-2008 | Size: 1856 KB
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	FreeBudget  License: Freeware
	Professional word/character/line counting + budgeting for translators, language professionals, and writers. Optional full compatibility with MSWord counting criteria. Built-in online exchange rate calculator. Utility to compare word/char/line budgets. It should be useful to anyone who bills based upon written output. Document formats supported include Plain Text, Windows Write, Rich Text Format, WordPerfect and Microsoft Word. Author: Aquino Software| Date: 08-01-2002 | Size: 961 KB
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	Personal Finance Center  License: Freeware
	Our Personal Finance Center software helps you manage checkbook register entries, view and itemize expenses, plus gives you an automatic credit report score based upon your entries Publish-me.com. Find out where you spend your money most. Free online download. Author: CreditFederal.com| Date: 08-05-2006 | Size: 16 KB
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	Home Credit Card Manager  License: Freeware
	Home Credit Card Manager allows you to monitor your credit card spending in the privacy of your own home. Simply match your statement transactions to the categories provided, then use the tools to group and sort the information. ...and with the integrated "auto-matching" tool, most of the work is done for you! Author: Home Money Manager| Date: 19-10-2004 | Size: 709 KB
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	GoogleSyndication Hits Analyzer  License: Freeware
	Analyze Adwords Content Network efficiency with GoogleSyndication Hits Analyzer - Now you can easily find out which sites from Adwords Content Network are just wasting your money and block these sites from Adwords control panel. This will also increase hits from relevant sites by spending your daily budget more efficiently. Author: GoogleSyndication Hits Analyzer| Date: 06-07-2007 | Size: 330 KB
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	AceMoney Lite  License: Freeware
	AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, Spanish, Russian, Italian, Dutch, French, Portuguese, Polish, Hungarian and Swedish, with more languages to come. It supports all the features required for home or even small-business accounting. With AceMoney, you can manage multiple accounts of different types: checking, savings, credit cards, loans, debt accounts, etc. You can even create your own specialized account types, such as cash allowances for the kids! AceMoney makes it a breeze to create and manage your budgets. The program has more than 100 pre-defined spending categories, and you can define your own. You can set up budget limits for every category and track the difference between actual and budgeted values. Do your financial math in multiple currencies, painlessly - the software supports more than 150 different currencies and automatically downloads their exchange rates from the Internet! Track your spending habits and see where the money goes. Generate reports by categories or payees, as tables or pie charts. Now you can really find out just where last month's paychecks went! Find all your withdrawals and deposits by any parameter. Do on-line banking: download and import information from on-line banks in QIF, OFC and OFX formats. If you run a small business, export your data to HTML, XML, Text and CSV formats to generate statements or perform complex statistical analysis. Never miss a bill-payment date. AceMoney takes control of your finances and shows you when bills and income are due. Account information can be shared or password protected. Scheduled backup is automatic. Many other features are instantly usable without prior experience in accounting! Features:  Track your spending habits and see where the money goes  Generate any report by categories or payors/payees, including pie charts. Now you can see at a glance how much you spent on food last month. Find all your withdrawals and deposits by any parameter.    Create and manage budgets  The program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.    Track performance of investments  Track 401k, Stock options, Employee Stock Purchase Plans or any other investment activities. You don't need to enter the stock quotes manually: AceMoney will download them from the net!    Do your financial math in multiple currencies  The software supports more than 150 different currencies and automatically downloads their exchange rates from Internet.    Enjoy the convenience of on-line banking  Download and import information from on-line banks in QIF and OFX formats. If you run a small business, export to HTML, Text, or CSV formats to generate statements or perform complex statistical analysis.    Don't miss the next deadline for bills  AceMoney takes control over your bills and shows you when they should be paid.    Double check  Enjoy the security of password protection of every file, scheduled backups and many other features without having any experience in accounting!    Plan debts and mortgage payments  AceMoney provides a loan calculator to plan debt payments and a professional mortgage calculator to estimate future morgage payments if you are planning to purchase real estate.    Do e-business with AceMoney  Are you selling goods on eBay? Are you in a shareware business? Do it with AceMoney! AceMoney automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus. Read more about this exciting feature here. Author: MechCAD Software| Date: 14-12-2005 | Size: 1414 KB
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	Home Loan Interest Manager (Linux)  License: Freeware
	Home Loan Interest Manager is a free loan interest checker that allows you to audit the interest you are being charged on your loans. Simply load your loan details and let the tools instantly highlight any errors in the balances and interest amounts. Start monitoring your loans today and make sure you are not paying for someone else's mistakes. Author: Home Money Manager| Date: 18-12-2004 | Size: 621 KB
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	Home Credit Card Manager (Linux)  License: Freeware
	Home Credit Card Manager lets you find out where your hard earned money is being spent by using your credit card statements. Simply match your statement transactions to the categories provided, then use the tools to group and sort the information. ...and with the integrated "auto-matching" tool, most of the work is done for you! Author: Home Money Manager| Date: 08-01-2005 | Size: 493 KB
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	Home Loan Interest Manager (Mac)  License: Freeware
	Home Loan Interest Manager is a free loan interest checker that allows you to audit the interest you are being charged on your loans. Simply load your loan details and let the tools instantly highlight any errors in the balances and interest amounts. Start monitoring your loans today and make sure you are not paying for someone else's mistakes. Author: Home Money Manager| Date: 18-12-2004 | Size: 621 KB
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	Home Loan Interest Manager  License: Freeware
	Home Loan Interest Manager is a free loan interest checker that allows you to audit the interest you are being charged on your loans. Simply load your loan details and let the tools instantly highlight any errors in the balances and interest amounts. Start monitoring your loans today and make sure you are not paying for someone else's mistakes. Author: Home Money Manager| Date: 18-12-2004 | Size: 896 KB
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	Home Credit Card Manager (Mac)  License: Freeware
	Home Credit Card Manager lets you find out where your hard earned money is being spent by using your credit card statements. Simply match your statement transactions to the categories provided, then use the tools to group and sort the information. ...and with the integrated "auto-matching" tool, most of the work is done for you! Author: Home Money Manager| Date: 08-01-2005 | Size: 493 KB
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	APSW Watt-U-Use  License: Freeware
	Have you ever wondered how much money that light left on all night is costing you in bills? Or that stereo that just seems to never stop playing from the kids room? How about which of your household appliances contribute the most to your monthly energy bills? 'Watt-U-Use' home energy calculator shows you the costs of running a variety of household appliances, so you can budget for your next utility bills. Calculates by any two of wattage, voltage, amperage. Shows a comparison between the least and most expensive appliance. Calculates cost per hour and cost per day for each appliance. Calculates an estimate for the next utility bill. Shows your estimated energy bill for the month, quarter and year. Lets you add any appliance (lights, stereo, washingmachine etc). Allows for any discounts or rebates on energy bills. Calculates kilowatt hourly charge rates. Fully customizable. Author: All Purpose Software| Date: 17-02-2003 | Size: 3881 KB
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	connectionGuard  License: Freeware
	Monitor any Internet connection in real time. Prevent unauthorized traffic. As the number and quality of Internet / network connections keeps growing, it has become more important to accurately monitor the actual speed of data transfers. Whether you are staying in a budget motel, struggling with a dial-up connection, or paying top dollar for wireless access, you need a reliable, real-time method to get this information. And this is precisely what connectionGuard can do for you! Keep an eye on our compact, easy-to-read window and you will soon learn to judge whether you are getting the speed that was promised to you. Even better, you will be able to assess how websites and servers respond ... no more guesswork. Run it on your desktop to detect spyware. Unauthorized data transfers and traffic can no longer remain hidden. Sweet! Author: connectionGuard.com| Date: 01-09-2004 | Size: 48 KB
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	Easy Time Control Free  License: Freeware
	Easy Trinity offers workforce management solution to fit any size budget and organization. Free Edition is the ideal choice for small to medium sized organizations and individuals looking for an affordable time and attendance solution. Our Free Edition offers an ideal time management solution that is both powerful and easy-to-use. Free Edition is the key to proficient and successful time tracking and management in your workplace. The Free Edition will help your company map out your easy time and attendance solution. The major features:  - Offers major time tracking features  - Affordable price for small business  - Provides single internal shared database  - Compatible with different types of time clocks Author: Easy Trinity| Date: 08-07-2008 | Size: 26192 KB
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	Easy Projects .NET Personal Edition  License: Freeware
	Easy Projects .NET - the latest generation web-based project management and tracking system. It is called "Easy Projects" for a good reason - it was specifically designed to make software project management straightforward and hassle-free. Easy Projects .NET has exactly those tools and features that you need and without complicated setup. Easy Projects .NET has an intuitive interface and including contextual tips. Despite its simplicity of use, Easy Projects .NET is a powerful and sophisticated system based on the Microsoft .NET and SQL Server 2000 technology. These robust technologies provide you with scalable and flexible solution to manage software projects of any complexity. Using multi-nesting projects and tasks, detailed statistics and reports, email notifications and alerts, issues and requests tracking, message board and more, you will be able to track and organize any type of project. Your team will be able to effectively communicate and collaborate during all stages of the project life-cycle, facilitating successful delivery of results on time and within budget. Save time and improve productivity. Easy Projects .NET is all about getting your projects done quickly and effortlessly! Author: Logic Software, Inc.| Date: 12-09-2006 | Size: 4307 KB
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	BS1 Free Accounting  License: Freeware
	Free Accounting Software: General Ledger, Accounts Payable, Accounts Receivable, Inventory, Sales Analysis, and Bank Reconciliation. Upgradable to BS1 Professional for Time Billing or BS1 Enterprise for Sales Orders, Purchase Orders, and Manufacturing. Multi-currency features facilitate purchasing and selling internationally (import and export). The default selling price is automatically converted to the customer's currency. Payables and receivables are tracked separately for each currency and the GL automatically converts revenues and expenses to domestic currency. Gain or loss due to exchange rate fluctuations is tracked. User-defined financial statements can be created through a simple set-up process. GL account totals and inventory totals can be viewed on screen with drill-down to original source transactions. Sample data is provided and there is an optional Getting Started wizard to assist with entering initial live data. The wizard sets up common GL accounts which can later be changed, deleted, or added to. Customization and Delphi source code available for several databases. Author: Davis Business Systems Ltd.| Date: 17-11-2007 | Size: 1497 KB
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	Banana Cashbook  License: Freeware
	Everything any small business owner, club, society, small association or family will ever need to record their daily income and expenses. Simple (Excel-like) data entry - requires no previous accounting experience. Each line represents one entry, either in or out. Automatic repetitive entries - monthly payments, for example, are entered in a trice. Reports for VAT (Sales tax) at the touch of a button. Balance always updated. Expense totals, details by category and period - so you can always see how much it costs to run your car, feed your family etc. Budget. Currency conversion - excellent if you often deal with foreign countries. Cost Centers for more important items. Password to keep your accounts private. Copy and paste to/from Excel. Conversion to HTML - simple transfer to your accountant. All accounting data saved in one file. Manage as many accountings as you want. Multi-lingual . On-line help plus free information and documentation on the producer's home page. Producer is a world leader in accounting software. The most user-friendly cash book in the world - begin now and keep on going throughout the year to see what a difference it makes to your life. No more heaps of bills - no more worry about your bank balance. Complete download available at the Banana.ch homepage. Author: Banana.ch SA| Date: 15-01-2005 | Size: 2539 KB
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	Keeper Lite  License: Freeware
	Programs are intended for automation of routine operations of the control, distribution and support of computer technics and other equipment in the company. The program is most useful to heads IT of departments at the enterprises, system administrators and other responsible persons. Using in work our software, you can always obtain data about where the equipment or separate components have been purchased, whether the guarantee period has ended, to make the budget of a department (to plan need for necessary quantity of account materials for the set period, components for a reserve on a case of possible refusals). The basic purpose of the program to track a full cycle of a life of technical equipment at the enterprise, delivery, moving, service and, eventually, deactivating after service life. You obtain data not only about a current status of the equipment, but also history of existence of separate components. Uniqueness of programs consists that they allow to receive far off a configuration, the list of the installed programs of a workstation without installation on it of the additional software. You can know about replacement of components of a computer (if any employee of your organization has decided something to turn off from the system block), events on installation of new programs and removals existing, the sanction (prohibition) of access to the certain resources. It is offered to bring automatically the new, found out components and the software in base. You can use data both the built in module of definition of a configuration and reports of other every possible programs AIDA, ASTRA, etc. Having seen the list of active processes on the given computer, you can know, than its owner at present time is engaged. Author: Sergey Sofronov| Date: 15-09-2006 | Size: 10670 KB
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	Visual Mortgage Loan Calculator  License: Freeware
	Visual Mortgage Loan Calculator is an easy-to-use tool intended to calculate mortgages repayments and create amortization table in a simply way. You don't need extensive knowledge of either finance or computers. The program allows you to analyze various combinations of loan amounts, interest rates, loan terms, etc. to determine the best possible loan for your budget. This program is excellent for anyone who wishes to keep track of loans and mortgages. This program could help you to choose the right loan and save thousands of dollars through careful loan planning and managing. Visual Mortgage Loan Calculator was designed to work with Windows 9x, Me, 2000 and XP. Major Features    Visual Mortgage Loan Calculator is an easy-to-use tool intended to calculate mortgages repayments and help you to analyze various combinations of loan amounts, interest rates, loan terms, etc.    The program create your own amortization tables by providing a few details about your loan, and within seconds, your amortization schedule will appear in a table, similar in appearance to a spreadsheet.    This program is excellent for anyone who wishes to keep track of loans and mortgages. This program could help you to choose the right loan and save thousands of dollars through careful loan planning and managing. Author: Loan9.net| Date: 11-07-2006 | Size: 1142 KB
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